May 20, 2026
Insurance Operations Specialist
- Automotive Risk Consultants, Inc.
- 3801 East Florida Avenue, Denver, CO, USA
- $25.00 - $35.00 hourly
Job Description
About AutoRisk
AutoRisk is a growing highly niched commercial independent insurance agency built on deep industry expertise. We are actively integrating AI-assisted tools into our workflows — from renewal provisioning and pre-work, policy analysis to client communication and underwriting support.
AutoRisk is a growing highly niched commercial independent insurance agency built on deep industry expertise. We are actively integrating AI-assisted tools into our workflows — from renewal provisioning and pre-work, policy analysis to client communication and underwriting support.
We are looking for an Insurance Operations Specialist who sees technology as a force multiplier: someone who brings strong P&C fundamentals and genuine curiosity about how AI can make complex insurance work faster and smarter.
Job Responsibilities
Account & Renewal Management
• Work assigned accounts 60 days prior to renewal; prepare and deliver binders within 3 days of receipt
• Review renewals to identify non-standard policies that can be rewritten in a standard program, using AI-assisted tools to surface opportunities
• Obtain updated client exposure information and complete renewal applications 60 days before renewal date
• Prepare renewal applications for businesses through companies no longer represented, at least 45 days prior to renewal
Underwriting & Market Negotiation
• Perform underwriting functions to ensure classification and rating accuracy on new and renewal business, including review of AI-generated risk flags
• Negotiate pricing, policy conditions, and terms with insurance markets
• Review quotes and recommend best coverage options for price and coverage; document all related conversations
• Participate in discussion and review of current market conditions on specific accounts
Client Service & Communication
• Maintain timely, thorough interactions with clients and carriers to minimize E&O exposure
• Document all material conversations with insureds and carriers per operations manual; supports AI-assisted client history analysis
• Review termination and cancellation notices within 48 hours to determine appropriate action
• Assist clients with claims reporting as requested
• Support clients through the Premium Audit Process, including audit form completion and explaining debit/credit premium summaries
Requirements
Required
• 2+ years of Property & Casualty (P&C) insurance experience
• Ability to reliably commute to or relocate to Denver, CO 80210 before start date
Preferred
• Active Property & Casualty (P&C) License
• Experience with agency management systems such as AMS360, Applied Epic, or HawkSoft
• Comfort working with and integrating AI tools in a professional context, or genuine curiosity about AI in insurance
• Ability to evaluate AI-assisted outputs and provide feedback to improve workflow accuracy
• Strong documentation habits and attention to detail
Compensation & Schedule
• Starting pay: $25 - $30 per hour; increase to $28 - $35 per hour after 60 days
**Pay range is flexible and commensurate with experience
• Full-time | Monday to Friday | Day shift
• Health, Dental, and Vision Insurance
• Flexible schedule
Why Join AutoRisk
AutoRisk is investing in AI-assisted underwriting support, automated renewal workflows, and smarter client communication tools. You would be joining at a stage where your input directly shapes how we adopt and refine these systems — not inheriting a finished product but helping build something better.
We believe the best insurance professionals of the next decade will combine deep domain expertise with technological fluency. If that describes you, we’d love to talk.
About Automotive Risk Consultants, Inc.
AutoRisk is a boutique commercial insurance agency specializing in the automotive industry. Our team brings decades of hands-on experience giving us a deep and practical understanding of our clients' unique business needs.
We partner with our clients and many of the nation's top insurance carriers to deliver competitive coverage options along with exceptional personalized service. Our approach is relationship driven, and we take pride in helping automotive businesses protect what they've built.
As an AI-driven agency, we are focused on innovation and growth, continuously evolving to better serve our clients and streamline operations. We are currently seeking a forward-thinking, motivated professional who is ready to grow with us and build a long-term career within our organization.