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Mar 19, 2026

SBA Credit Analyst

Full time Banking

Job Description

Commercial SBA Credit Analyst 
Location: Moore, OK
Salary: $60,000 annually + Full Benefits
Schedule: Full-Time | In-Office
Required Experience  
  • 3+ years of experience in commercial banking or credit analysis
  • Experience with SBA underwriting or familiarity with SBA SOP guidelines
  • Experience preparing formal credit memorandums
  • Knowledge of commercial loan documentation and compliance standards
Required Qualifications
  • Bachelor’s degree in Finance, Accounting, Business, Agribusiness, Agricultural Economics, or related field
  • Working knowledge of commercial credit analysis and commercial lending
  • Strong experience with financial statement analysis and cash flow analysis
  • Understanding of credit risk assessment and loan structuring
Key Responsibilities
Commercial Credit Analysis & Underwriting
  • Perform in-depth financial statement analysis, including tax returns, cash flow analysis, and ratio analysis
  • Analyze commercial borrower creditworthiness and risk exposure
  • Underwrite SBA 7(a) and 504 loan requests in accordance with SBA SOP and internal credit policy
  • Prepare detailed loan memorandums and credit presentations
  • Structure commercial loan terms and prepare term sheets
SBA Portfolio Management
  • Conduct annual SBA loan reviews, including updated financial analysis
  • Monitor and track credit applications and loan pipeline activity
  • Ensure compliance with SBA and bank underwriting standards
  • Review internal credit packages to confirm SBA eligibility and documentation accuracy
Collaboration & Business Development Support
  • Serve as a credit resource for Loan Officers regarding SBA eligibility, structure, and risk
  • Participate in weekly production meetings
  • Assist in identifying and developing new commercial loan opportunities
  • Coordinate with internal departments (Insurance, Trust, Merchant Services, etc.) when appropriate
Accel Financial Staffing
About Accel Financial Staffing

Accel Financial Staffing, founded in 1995, is a leading source for professional, customer-focused staffing with a specialty niche in finance and accounting. Our organization is an Oklahoma City based, woman-owned, full-service staffing company providing contract, contract-to-hire, and professional placement with an emphasis on quality. Relationships are the foundation of our success and continual growth. Our philosophy of commitment to the community, both professionally and civically, has afforded our team a unique advantage in understanding the needs of our business clients and contract employees.

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