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Mar 19, 2026

Commercial Lines Underwriter

Full time Insurance

Job Description

Commercial Lines Underwriter 
(6 years of wholesale underwriting experience required) 
Location Requirement: This person must live in Arkansas and have at least 6 years of new business underwriting experience in a wholesale environment.
Compensation: $75k–95k/yr.
Position Type: Full-time
Location: Fayetteville, AR
Reports to: Commercial Lines Underwriting Manager
Job Purpose
Reviews with knowledge and judgment of insurance risks for the agency. Reviews and assesses new and renewal insurance applications, as well as policy change requests. Compares risks to the guidelines and requirements of insurance carriers. Responds to questions from agents and carriers as needed. Gathers information from agents regarding competition.
Duties & Responsibilities
  • Reviews applications for insurance coverage, reports from loss control consultants, claim information, prior submission, and other information to determine if the application is acceptable for placement with carriers
  • Evaluates the experience of a risk against the class of business under review
  • Evaluates the loss potential due to catastrophe, severity, and/or frequency
  • Rate policies or check previously rated policies for proper rating
  • Utilizes automated systems to research information and process business
  • Follows agency workflow and procedural guidelines and customer service standards
  • Stay current on market guidelines and state authority
  • Recognize when to involve the Customer Relationship Manager
  • Prepares quotations for agents and answers questions from agents, including coverage explanations and eligibility
  • Assists agents with comments or questions about applications and the likelihood of acceptance by the company
  • Assists agents with payment questions
  • Reviews requests for cancellation, endorsements, and assists with processing as needed
  • Reviews policies for renewal consideration
  • Reviews inspections and recommendation letters and/or forwards them to Associate Underwriters
  • Request additional documentation necessary for the processing of an application, endorsement, or cancellation
  • Provide backup in the absence of other underwriters to maintain workflows
  • Achieves agency goals regarding new and retained business
  • Maintains a desirable mix of business and support cross-selling initiatives in place by the agency
  • Agency visits as needed
  • Maintains strong relationships with carriers and underwriters
  • Represent our company at annual insurance company conventions/meetings to continue profitable partnerships
Skills & Qualifications
  • College-level courses with an emphasis on business studies, professional insurance-related certifications, or courses or professional designations beneficial
  • Basic understanding of standard underwriting practices and procedures
  • Experience in standard underwriting practices and procedures
  • Knowledge of departmental regulations and policies
  • Ability to work independently and to carry out assignments to completion within the parameters of instructions given, prescribed routines, and standard accepted underwriting practices
Accel Financial Staffing
About Accel Financial Staffing

Accel Financial Staffing, founded in 1995, is a leading source for professional, customer-focused staffing with a specialty niche in finance and accounting. Our organization is an Oklahoma City based, woman-owned, full-service staffing company providing contract, contract-to-hire, and professional placement with an emphasis on quality. Relationships are the foundation of our success and continual growth. Our philosophy of commitment to the community, both professionally and civically, has afforded our team a unique advantage in understanding the needs of our business clients and contract employees.

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